Legal

Through the Site, OptionWheel™ may offer both individual products for sale and subscription, membership, or other periodic fee-based services. For individual products purchased through the Site, a valid credit card will be required to complete the purchase and the amount of the purchase will be charged to the credit card concurrently with the completion of the purchase on the Site. When you purchase an individual product, you will receive a streaming or digital version; no physical copies of products or other materials will be shipped or provided to you.

When purchasing subscription, membership, or other periodic fee-based services on the Site, a valid credit card will be required for billing purposes. You hereby consent to, acknowledge, and allow OptionWheel™ to store (or cause a third party to store on behalf of OptionWheel™) such payment information and agree to the following policies and procedures for payment of subscription, membership, or other periodic fees related to the Site.

Immediately upon signing up for an account or other periodic fee-based services on the Site, the fees associated with the first period or term of your selected account or service (monthly, quarterly, annual, as applicable) will be charged to such credit card. Within ten (10) business days prior to the expiration of the initially selected period or term, and each subsequent such period or term until your account or other periodic service is cancelled in accordance with these Terms and Conditions, the fees associated with your selected account or service for the following applicable period or term will be automatically renewed, and an amount for your renewed account or service will be billed and charged to such credit card by OptionWheel™ in accordance with the Site's then-current pricing schedule. If the credit card associated with your account or service should expire, terminate, or any payment is otherwise rejected by the issuing company, OptionWheel™ may immediately terminate your account or service. It is solely your responsibility to ensure (1) that valid credit card information remains on file for your account or service and the automatic renewal thereof, and (2) that a valid email address remains on file for your account or service for any communications from OptionWheel™ related thereto.

All payments made to OptionWheel™ in connection with any product purchased or account or service, and any renewal thereof, are non-refundable; and OptionWheel™ does not offer, and is not required to provide, any refunds or credits for any reason, including, without limitation, satisfaction or your failure to cancel your account or service prior to its automatic renewal. There is no circumstance in which you will be entitled to, or OptionWheel™ is required to provide, a refund or credit for any reason, including, without limitation, satisfaction or your failure to cancel your account or service prior to its automatic renewal.

All fees charged by OptionWheel™ in connection with any product purchased or account or service of the Site are exclusive of any taxes, levies, or duties imposed by any taxing authority, and you shall be, and hereby are, responsible for the payment of all such taxes, levies, or duties arising from your purchase of products or use of the Site.

OptionWheel™ reserves the right to, and you acknowledge and agree that OptionWheel™ may, modify the Site, including without limitation the content, materials, and services offered thereby, and the fees, costs, and pricing associated with the Site at any time and without notice. Without limiting the generality of the foregoing, OptionWheel™ reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site (or any part or portion thereof) without notice. Any new features that augment or enhance the then-current version of the Site, including the release of new tools and resources, shall be subject to these Terms and Conditions and may result, in OptionWheel™'s sole discretion, to a price increase. OptionWheel™ shall not be liable to you, or to any third party, for any damages, costs, expenses, or other liabilities related to any modification, price change, suspension, or discontinuance of the Site.

Without limiting the foregoing, OptionWheel™ may use banner notices or similar devices to alert you to certain modifications to the Site or the pricing associated therewith. Alternatively, notice may consist of an email from OptionWheel™ or the Site to an email address associated with your account or service, even if we have other contact information. You also agree that OptionWheel™ may communicate with you through any available means including email, mobile number, telephone, or delivery services, including the postal service, about your account or service or any products or services associated with the Site. You acknowledge and agree that we shall have no liability associated with or arising from your failure to maintain accurate contact or other information, including, but not limited to, your failure to receive critical information about the Site or pricing.

Your account or service may be cancelled, subject to the terms hereof, at any time; provided that, as set forth above, no refunds will be issued if your account or other periodic fee-based service is cancelled prior to the end of the applicable period or term.

When you cancel, you are solely responsible for properly canceling your account or service. Your account or service may be cancelled at any time by contacting OptionWheel™ in writing by visiting the Contact page on the Site, which cancellation request must receive a confirmation of receipt from OptionWheel™ and which cancellation will be processed by OptionWheel™ in accordance with its timelines and procedures for email cancellations. Cancellation requests by telephone, facsimile, or other means of communication cannot, and will not, be accepted, honored, or effective.

The cancellation of your account or service will immediately result in the deactivation and deletion of your account or service, the denial of access to the Site, and the forfeiture and relinquishment of all content and information within or related to your account or service. No data, content, or information can be recovered once your account or service is cancelled, and you assume all responsibility for preserving any data, content, or information on your account or service prior to its cancellation. OptionWheel™ may retain data, content, or information from your account after cancellation in backup and/or archival copies of the Site and related databases, but such copies, if any, will not be available to you.

OPTIONWHEEL™ EXPRESSLY DISCLAIMS AND DISCLOSES AS FOLLOWS, AND YOU HEREBY CONFIRM THAT YOU UNDERSTAND, ACKNOWLEDGE AND AGREE AS FOLLOWS, AND EXPRESSLY DISCLAIM, RELEASE AND WAIVE ANY LIABILITY, CLAIM, DAMAGES, LOSS, COST OR EXPENSE, INCONSISTENT WITH, RELATED TO OR ARISING FROM THE FOLLOWING:

OptionWheel™ is not registered as an investment adviser with the U.S. Securities and Exchange Commission. Rather, OptionWheel™ relies upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state laws. As such, OptionWheel™ does not offer or provide personalized investment advice. To the extent any of the content, material, information and/or any other kind of informational offering published, broadcast, or otherwise stated on this, and/or associated websites, may be deemed to be "investment advice", such information is impersonal and not tailored to the investment needs of any specific person. The information contained within this, and/or, associated websites, is provided for informational and educational purposes only. The information should not be construed as investment or trading advice, and is not meant to be a solicitation or recommendation to buy, sell, or hold any positions in any indices or financial markets mentioned. The content and information provided by OptionWheel™, the Site and the other products and services of OptionWheel™, is solely incidental to the business and activities of OptionWheel™ in providing educational services.

You remain solely responsible for all decisions regarding your purchase and sale of securities, the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter, and all other matters related to your investments and investment strategies. OptionWheel™ does not and will not provide you with any legal, tax, estate planning or accounting advice, or any advice regarding the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter. You understand, acknowledge and agree that OptionWheel™ employees are not authorized to give any such advice, and you will neither solicit nor rely on any investment advice from any OptionWheel™ employee. OptionWheel™ recommends that persons desiring to trade or invest in securities do so cautiously and only in consultation with their professional, licensed and qualified financial, legal, tax, estate planning and accounting advisors.

No data, content or information provided by OptionWheel™, the Site or the other products and services of OptionWheel™, is intended, and shall not constitute or be construed as, advice or any recommendation to buy or sell securities, nor any offer, or solicitation of an offer, to buy or sell securities, nor an attempt to influence the purchase or sale of any security. OptionWheel™ is not registered as an investment adviser either with the U.S. Securities and Exchange Commission, any other federal or national governmental or regulatory authority, or any state securities governmental or regulatory authority, and the business and activities of OptionWheel™ do not require any such registration.

Neither OptionWheel™, nor its calculators, screeners, journals, AI tools, and/or charts, offers or provides personalized investment advice. All data, content and information within the calculators, screeners, journals, AI tools, and/or charts is impersonal and not tailored to the investment needs of any specific person. Such data, content and information is provided for research, informational and educational purposes only.

The calculators, screeners, journals, AI tools, and/or charts are provided to help you research and evaluate securities based on your individual criteria, sorting and inputs. Those individual criteria, sorting and inputs are controlled and entered solely by you. Use of the calculators, screeners, journals, AI tools, and/or charts does not indicate or guarantee any predictable, general, specific or other results. These tools are only one of many ways that you may research and evaluate securities and you should not rely upon them, or any data, content and information therein, as the sole basis for an investment decision or transaction. If you choose to rely on these tools, or any such data, content or information, you understand, acknowledge and agree that you are doing so solely at your own risk and bear sole responsibility for your own investment research and decisions. You remain solely responsible for all decisions and transactions regarding your purchase and sale of securities, the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter, and all other matters related to your investments and investment strategies.

OptionWheel™ does not and will not provide you with any legal, tax, estate planning or accounting advice, or any advice regarding the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter. The data, content and information within the calculators, screeners, journals, AI tools, and/or charts should not be construed as investment or trading advice, and is not meant to be a solicitation or recommendation to buy, sell, or hold any positions in any securities or to engage in any other transaction. Such data, content and information is solely incidental to our business and activities in providing educational services.

No data, content or information provided by OptionWheel™, the Site or the other products and services of OptionWheel™, is intended, and shall not constitute or be construed as, advice or any recommendation to buy, sell or hold a particular security or pursue any particular investment strategy.

OptionWheel™ neither assumes responsibility for, nor guarantees the accuracy, currency, completeness or usefulness of information, commentary, recommendations, advice, investment ideas or other materials that may be accessed by you through the Site or the other products or services of OptionWheel™. This includes, without limitation, any AI-generated responses, forums, chatrooms or other online conferences, broadcasts or postings through OptionWheel™. If you choose to rely on such information, you understand, acknowledge and agree you do so solely at your own risk. You understand, acknowledge and agree that the research, analysis, news or other information made available through the Site or the other products or services of OptionWheel™ is not investment advice and is in no way tailored to reflect any personal financial circumstances or investment objectives and the securities and investment strategies discussed may not be suitable for you. Any determination to purchase or sell securities or otherwise invest in securities must be made solely by you after your independent investigation and evaluation thereof based on your personal financials and other circumstances and without any reliance on the data, content or information provided by OptionWheel™, the Site or the other products and services of OptionWheel™.

OptionWheel™ cannot, and does not, independently verify, assess or guarantee the validity, adequacy, timeliness, accuracy or completeness of any data, content or information, the suitability or profitability of any particular security or investment, or the potential value of any security, investment or informational source. You bear sole responsibility for your own investment research and decisions, and should seek the advice of a professional, licensed and qualified securities professional before purchasing or selling any security or making any investment.

You understand, acknowledge and agree that AI-generated content and analyses on the Site are produced by automated systems based on available data. Such content is for informational and educational purposes only and does not constitute advice or a recommendation by OptionWheel™ to enter into any securities transactions or engage in any financial strategies. OptionWheel™ is not responsible for the accuracy of any AI-generated content, and the accuracy of such content is not guaranteed, may not be current, and should not be relied upon. Nothing in any AI-generated content is intended as, nor should you rely on it as, investment advice provided by OptionWheel™ or its directors, officers, shareholders, employees, agents or affiliates.

OptionWheel™ does not control, and does not endorse, any data, content or information posted by third parties on the Site. You understand, acknowledge and agree that your participation in any interactive features is at your own risk, and OptionWheel™ expressly disclaims responsibility for any such data, content or information. OptionWheel™ has the right (but not the obligation) to review and take down any data, content or information. Under no circumstances will you hold OptionWheel™, or its directors, officers, shareholders, employees, agents or affiliates, liable for any such content displayed or made available through the Site, or for any loss or damage of any kind incurred as a result of your use of interactive features on the Site.

Data, content and information presented or available within the tools, screeners, journals, charts, calculators, and AI tools on the Site is provided to us by third-party providers. The securities included in these tools include only those that are currently identified by these third-party providers, and the tools include only securities where data, content or information for such securities is provided to us by these third-party providers. All securities may not be available on the tools and the tools may not provide all data, content and information for securities. We cannot, and do not, independently verify, assess or guarantee the validity, adequacy, timeliness, accuracy or completeness of any such data, content or information, the suitability or profitability of any particular security or investment, or the potential value of any security, investment or informational source. We do not control, and do not endorse, any such data, content or information, and neither assume responsibility for, nor guarantee the validity, adequacy, timeliness, accuracy, reliability, completeness or usefulness of, such data, content or information. We do not represent or warrant, and hereby disclaim, any representations or warranties of validity, adequacy, timeliness, accuracy, reliability, completeness or usefulness of such data, content or information, and that data, content or information will be timely, updated or available for all or certain securities within the tools.

All such data, content or information is for informational purposes only and does not constitute advice or a recommendation by OptionWheel™ to enter into any securities transactions or engage in any financial strategies based upon such data, content or information. All such data, content and information is historical and is subject to revision or change at any time, and OptionWheel™ disclaims any obligation to timely update such data, content or information.

The Site may contain links to other websites or applications containing additional data, content or information. OptionWheel™ does not control, and does not endorse, any such data, content or information, and neither assumes responsibility for, nor guarantees the validity, adequacy, timeliness, accuracy, reliability, completeness or usefulness of such data, content or information.

You understand, acknowledge and agree that your use of the tools, screeners, journals, charts, calculators, and AI tools is at your own risk, and OptionWheel™ expressly disclaims all responsibility for any such data, content or information, and responsibility for any decisions based on such data, content or information, or for purchasing or selling any security or engaging in any investment or transaction, based on such data, content or information. You bear sole responsibility for your own investment research and decisions, and should seek the advice of a professional, licensed and qualified securities professional before purchasing or selling any security or engaging in any investment or transaction.

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH NO WARRANTIES WHATSOEVER.

OPTIONWHEEL™ DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. WITHOUT LIMITING THE FOREGOING, OPTIONWHEEL™ DISCLAIMS ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, AVAILABILITY, SERVICE LEVELS, TIMELINESS, AND PERFORMANCE OF THE SITE; OPTIONWHEEL™ DISCLAIMS ALL LIABILITY FOR ANY CLAIMS, DAMAGES, LOSSES, COSTS, OR EXPENSES (INCLUDING ATTORNEY'S FEES) RELATED TO THE FOLLOWING, AND DOES NOT WARRANT THAT (I) THE SITE WILL MEET YOUR SPECIFIC REQUIREMENTS, (II) THE SITE WILL BE UNINTERRUPTED, TIMELY, AVAILABLE, SECURE, OR ERROR-FREE, (III) THAT ANY RESULTS MAY BE OBTAINED FROM YOUR USE OF THE SITE, OR THAT ANY DATA, CONTENT, OR INFORMATION ON THE SITE IS, OR WILL BE, VALID, ACCURATE, TIMELY, ADEQUATE, COMPLETE, LEGAL, OR OTHERWISE RELIABLE, (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, OR (V) ANY ERRORS IN THE SITE WILL BE CORRECTED.

OPTIONWHEEL™ DISCLAIMS ANY WARRANTIES FOR ANY INFORMATION, CONTENT, OR ADVICE OBTAINED THROUGH THE SITE; AND, OPTIONWHEEL™ DISCLAIMS ANY WARRANTIES FOR SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS PROVIDED BY THE SITE.

YOU UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT YOUR USE OF THE SITE, AND ANY CONTENT, SERVICES, OR OTHER INFORMATION OR MATERIALS RELATED THERETO, IS SOLELY AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY LIABILITY, CLAIM, DAMAGES, LOSS, COST, OR EXPENSE, THAT RESULTS FROM OR ARISES FROM YOUR USE OF THE SITE, OR ANY CONTENT, SERVICES, OR OTHER INFORMATION OR MATERIALS RELATED THERETO. YOU HEREBY EXPRESSLY DISCLAIM AND RELEASE AND WAIVE ANY LIABILITY, CLAIM, DAMAGES, LOSS, COST, OR EXPENSE, RELATED TO OR ARISING FROM, THE WARRANTIES DISCLAIMED BY OPTIONWHEEL™ HEREBY.

All content, tools, and services provided through the Site — including but not limited to watchlists, calculators, AI-generated analysis, trading journals, educational materials, and mentorship programs — are for informational and educational purposes only. Nothing on this Site constitutes financial, investment, legal, or tax advice. OptionWheel™ does not recommend or endorse any specific securities, transactions, or trading strategies. Any trading or investment decisions you make are solely your own responsibility. Past performance, including any win rates, profit figures, or performance metrics displayed on the Site, does not guarantee future results. Trading in financial markets involves substantial risk of loss and is not suitable for all individuals.